| 1) What's the right amount coverage
should I purchase for my car?
As general rule we recommend
at least $300K of liability protection.
We would like to see our clients
be covered by a $500K policy to protect
you from lawsuits that may result
from an accident.
Interestingly enough
the increase in protection and peace
of mind only costs an additional
5%. However, your needs are always
paramount. We will recommend different
options based on our needs.
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2) How much protection should I buy
to protect my home and belongings? We
always recommend that you purchase
enough insurance to rebuild your
home and replace your belongings
if a significant loss occurs.
Unfortunately, statistics show
that over 60% of homeowners
are underinsured. Our purpose as
your insurance agent is to provide
you with a policy that returns
your family to your home as quickly
as possible.
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3) Should I insure high value items,
such as jewelry separately?
Generally
yes. Coverage for these items
(jewelry, furs, guns, antiques,
etc.) is limited on the homeowners
insurance policy. Valuable Items
policies are designed to insure
this type of property, usually
at very low cost. The coverage
provided by the Valuable Items
policy is also more comprehensive
than any coverage provided by
a homeowners policy.
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to top < 4) How do I file a claim with your
agency?
We would like you to
contact our agency whenever you have
a claim
or question. We walk you through
the process and assist you in receiving
a prompt and fair settlement.
From our website you reach all of
our carriers direct (view
carriers)
to be begin the claims process. In
addition,
the owner is available to youis available
to your 24/7/365.
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to top < 5) How does agency help us after
a claim has been filed?
Our agency has a standard
procedure to follow up with both
you and the insurance company. We
always look out for your best interests.
We continue to help you through the
process and insure that your claim
is handled promptly and professionally.
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agency help me if my car is damaged
by someone else?
Yes. We contact the
other's driver's insurance company
on your
behalf,
submit all your estimates and accident
reports, statements and photos to
ensure that your damages are paid
for by the other party.
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to top < 7) Who should I contact to make
changes to my existing policy?
Click here to contact
us >
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How can your agency help me better
than the large insurance websites
that get me quotes online?
Our purpose is to do
the right job for YOU. Our licensed
staff is focused on providing you
with the appropriate coverage for
the best price based on YOUR NEEDS.
Our “stockholders” are
our customers. We don’t trade
on Wall Street…We live on Main
Street.
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